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Nevin and Witt Insurance & Financial Services Blog: auto insurance

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Have you ever wondered what the difference is between Actual Cash Value and Replacement Cost? In Property & Casualty Insurance, these key terms are important to know, especially when purchasing a policy. Actual Cash Value is the price an item could be sold for right now. READ MORE >>

1. You are required by law to have liability insurance: basically, this protects people from going after your assets (house, savings, etc.) if you're found at fault for an accident. 2. The minimum liability amounts are very low, $5,000 for property damage (fixing/replacing the vehicle of the oth... READ MORE >>

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