Call Us 800-247-9889 ☰ ˟
800-247-9889
Logo License # 0D26864 
530-894-0111
  • Home
  • Get A Quote
    • Annuities
    • AutomobileImage of right arrow
      • Auto Insurance Quote
      • Auto GAP Insurance Quote
      • Mexico Travel Insurance Quote
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • Business Owners (BOP) Quote Form
      • Builders Risk
    • Dental
    • HealthImage of right arrow
      • Health Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Supplement Plan Quotes
      • Medicare Supplement Online Application
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
      • Homeowner Flood Quote Form
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Pet Insurance
    • Recreational Vehicle
    • Renters
    • Vision
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Driver From Policy
      • Remove Vehicle From Policy
      • Add Driver to Policy
    • Homeowners
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Request Declaration and Coverages Page for Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Important Files
    • Free Reports
    • Insurance Glossary
    • Frequently Asked Questions
    • News Center
  • About Us
    • About Nevin and Witt Insurance Services
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > The 7 Most Common Auto Insurance Claims
TUESDAY, FEBRUARY 8, 2011

The 7 Most Common Auto Insurance Claims

You’re like most folks in that you don’t want to face higher auto insurance premiums than absolutely necessary. You do what you can to drive defensively. You work hard to make sure you obey all of the traffic laws. You even take a refresher safety course every now and again, just to get that little extra discount that your auto insurance company offers. Still, there’s always the risk that you’ll eventually need to file a claim.

Knowing what the most common auto insurance claim types are can help you to make a serious effort to avoid some of those situations. Here are the 7 most common auto insurance claims today:

  1. Fender benders. A small accident that usually involves another vehicle in which no one is hurt and the damage is under a few hundred bucks falls into this category. Believe it or not, this kind of claim can increase your premiums.
  2. Whiplash. It’s often the butt of jokes in the movies, but whiplash can involve some serious medical costs. A whiplash collision claim is especially common, as it only requires a jerking neck motion.
  3. Back injuries. Back injuries are the next most common type of injury claim in an auto accident, after whiplash. Back injuries can range from something as simple as a strained back muscle to something more severe like a slipped disk.
  4. Windshield damage. Windshield damage can be caused by accidents, or it can happen when a rock goes flying out from under the car in front of you. This kind of claim has a high deductible usually, and is a fairly expensive repair.
  5. Theft. Many auto insurance companies will give you a discount on your premiums if you install extra security systems, as theft of a vehicle will often lead to a much higher insurance rate.
  6. Vandalism. Depending on where you live, vandalism might be an issue as well. If reports of vandalism are high in your area, you can expect to pay more for your auto insurance.
  7. Animal collisions. Even if you don’t live in a rural area, it’s possible to run into a deer or other animal in the road. These kinds of accidents often create tremendous amounts of damage to your vehicle.

While you can’t avoid all of the situations that might lead to these kinds of auto insurance claims, knowing what they are can help put you on the lookout for situations that might lead to these disasters.

Posted 8:00 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2017
  • 2016
  • 2013
  • 2012
  • 2011

  • nevin and witt(7)
  • insurance(6)
  • relay for life(4)
  • homeowners insurance(3)
  • life insurance(3)
  • health insurance(3)
  • affordable care act(3)
  • chico(2)
  • renter's insurance(2)
  • health care reform(2)
  • california(2)
  • insurance agency(2)
  • renters insurance(2)
  • fire(2)
  • camping(2)
  • health tips(2)
  • obama care(2)
  • auto insurance(2)
  • fresh veggies(2)
  • food trucks against cancer(2)
  • breast cancer awareness month(1)
  • apricots(1)
  • san andreas fault(1)
  • reduce(1)
  • woodstove(1)
  • term life insurance(1)
  • insurance in paradise(1)
  • easter(1)
  • going away to college(1)
  • chimney sweeping(1)
  • ssi(1)
  • nevin and witt contest(1)
  • high school grads(1)
  • sheldon big bang theory(1)
  • chico ca(1)
  • california insurance(1)
  • residential insurance northern ca(1)
  • paradise(1)
  • replenish(1)
  • uninsured motorist(1)
  • chili's giveback night(1)
  • starbucks gift card(1)
  • thanksgiving(1)
  • parks and rec(1)
  • depereciate(1)
  • customer feedback(1)
  • sdi(1)
  • camping safety(1)
  • dental coverage(1)
  • supermoon(1)

View Mobile Version









Quick Links
Home Our Products Customer Service Payment Options Report a ClaimAbout Us Refer A Friend Our Carriers Blog Contact Us                          Logo
Location:
1600 Mangrove Ave.
Suite 195
Chico, CA 95926

Phone: 800-247-9889
Fax: 530-894-0122
Email: info@nevinandwitt.com
Social Social Social Social Social Social Social
© Copyright. All rights reserved.